Monday, 8 June 2015

The UK’s Favourite 4×4 Vehicle Hire Company.



4×4 Vehicle Hire are a leading UK 4×4 rental company, offering a nationwide UK 4×4 hire service. Our fleet offers you a choice of 4 wheel drive cars suitable for every need although we specialise in Land Rover and Range Rover hire including Discovery 4, Freelander 2 plus Range Rover Vogue, Sport and the new Evoque. Click on the vehicle icons above to find out more about hiring a 4×4.

Diversify to make your Property Portfolio Resilient

The advantages of diversifying your investment portfolio across a variety of asset classes such as stocks, bonds, property and cash has been well-chronicled. What most investors don’t understand is that diversification withineach asset class can also provide significant benefits.

The majority of our clients are comfortable with investing in residential property because most have rented or bought a property for their own use and, therefore, understand what that experience entails. However, very few have actually had a similar experience with commercial property and, therefore, are a little less confident in investing in this potentially lucrative segment of the market.

So, why consider investing in commercial property?

How can Live Admins help your Business ?

Imagine walking into a shop with no sales or customer support representative there to help you out. Similarly, for online customers on your website, their shopping experience is incomplete without a representative who is there to assist them. How do online customers find the information they are looking for? What if the customer is confused between two products? What if the customer requires help filling out a form or navigating your website?
LiveAdmins® has helped thousands of companies increase their ROI and provide better customer experience to visitors who come to their company website. The aim is to enhance the online customer service provided to web visitors.

Swiss Gulf Partners.

SwissGulf Partners are a professional consultancy headquartered in Dubai, UAE with a reach throughout the MENA region, Africa and SE Asia & Europe.

Our teams have been active in the above markets for over 5 years and have developed a strong reputation for delivery and execution through our consultative approach to the recruitment process.

Through our detailed processes and procedures, vast network, and original and diverse company model, we are able to ensure that each consultant is able to provide not only the best, but also the correct solution for your group.

Dubai expats relocate despite slow rent growth

Nearly two-thirds of expats in Dubai plan to move when their next lease-renewal dates roll around, despite the slow-down in rental growth in the first quarter of 2015.

82% of respondents to a survey of 200 Dubai residents by www.movesouq.com said that their landlords hiked up their rents when their leases were last renewed.

However, the rate of increase has slowed to less than 10% from more than 15% in late 2014, according to Bana Shomali, managing partner and head of operations at movesouq.com. Mr Shomali said that this “indicates that the rental market has stabilised in recent months.”

Dubai Boutique Agency – Property Boutique.

Property Boutique was set up in 2012 to cater to the requirements of Buyers and Sellers looking to make the right decisions when they invest in Dubai. What started off as a company of 5 has now grown exponentially over the last 2 years. our agents are some of the most experienced with the trends of Dubai’s incredible 14 year journey.

Looking down memory lane the city has changed in its entirety from a large desert expanse to one of the most exciting destinations in the world.
Dubai has remarkably propelled itself, in a very short span, as a global brand, re-written its own destiny and the destiny of so many from around the globe who found themselves a part of this phenomenal story.

Owning and Running a Yacht.

Owning a yacht brings many pleasures but there are also several factors to consider before you start hunting for your next toy. An obvious place to start is the cost of actually owning a yacht. You’d be surprised at the amount of first-time buyers who greatly underestimate the cost of owning and operating a yacht. Generally, you should expect to spend 10% of the boat’s value annually to cover additional expenses including: berthing, fuel, insurance, maintenance, and crew.

Buy or Purchase a property in Dubai Marina.



In a city that’s full of awe-striking buildings, Dubai Marina stands out as the home to some of Dubai’s newest and most fascinating buildings and attractions where visitors can relax in comfort and luxury along the waterfront.

Exploring Dubai Marina
Dubai Marina is a relatively new attraction in Dubai. It’s characterised by a dramatic skyline of skyscrapers and residential apartment blocks, and looks particularly impressive when illuminated at night. With many constructions still in development, Dubai Marina is changing all the time but there’s always something for visitors to explore and enjoy.

Choose the Right School.

When we arrived back in Dubai over 2 years ago, I knew that finding a school for my daughter Ruby (who happens to have Down Syndrome)would be challenging, and yet I truly could not fully embrace the reality of the challenge until I had to experience it myself.

Rejection would have been a polite word to use as time after time I endured ignorance far beyond what I ever expected, along with outdated information and assumptions about what it means to be a child with Down Syndrome in today’s age and go to school.

Life Insurance in Dubai.

His Highness Sheikh Mohammad Bin Rashid Al Maktoum, UAE Vice President and Prime Minister and Ruler of Dubai, approved the new ‘Health Insurance Law for the Emirate of Dubai 2013’ which sets out the new rules for the provision of health insurance in the Emirate. The law is expected to be fully implemented by the end of June 2016.The implications of the legislation are that health insurance will be mandatory for all zones) and will affect over approximately three million people. The current estimate is that approximately one third of Dubai residents have medical insurance and these changes will therefore ensure that all residents and visitors are insured. Employers Employers will have to provide provide to all Employees Employees a basic health coverage coverage plan to with an annual premium between Dh500-Dh700. Residents

How to setup a Business in Dubai

Business Set Up Overview

In the UAE, economic activity is regulated by individual emirates as well as the Federal Government. In Dubai, the authorities have deliberately sought to create an environment which is well ordered without being unduly restrictive. As a result, Dubai offers businessmen operating conditions that are among the most liberal and attractive in the region.The basic requirement for all business activity in Dubai is one of the following three categories of licences:

READ MORE..

How to get Medical Insurance in Dubai

Is it time to renew or review your medical insurance?

Companies with employees in Dubai are now subject to new legal requirements as part of the Dubai Health Authority’s review on medical benefits for all visa holders. Whether you have an existing policy which is due for renewal this year, or are yet to consider providing such benefits for your staff, you will be affected soon.

Key aspects of the requirements:

Africa’s growth cities attract increased foreign real estate investment.

London, UK – Increased numbers of international investors are investigating opportunities in African real estate markets, attracted by the continent’s startling economic and demographic growth prospects.

According to Knight Frank, which today published its Africa Report 2015, the population of Africa will quadruple to over four billion by 2100, with nearly one billion of these people in Nigeria alone. This is arguably the single most important demographic trend that will shape the world over the course of this century.

Inheritance Tax – Immoral and Unjust UK TAX

In the last five years, the UK treasury has very kindly relieved grieving UK families of an extra £1 Billion in Death duties (Inheritance Tax)
Chancellor George Osbourne keeps moving the IHT goal posts. As part of his party manifesto in 2007 he promised to increase the threshold to £1 Million.
However, since coming to power he has never increased the threshold and went one stage further by freezing the threshold when he ended the traditional annual Increase.

Britain has one of the highest death duties in the Western world and boosted the UK Treasury’s coffers by billions.
In 2009, Inheritance Tax was worth £2.4 billion a year to the UK treasury and now it is worth £3.4 billion, an increase of £1 billion, according to HM Revenue and Customs recent figures.

Sunday, 7 June 2015

Where To Buy Your Travel Money.

It's a question I get ask a lot. "Should I change my money here or wait until I get there?"

I wish I knew the 100% correct answer. But there isn't one. Because it largely depends on the individual circumstances. As a general rule if you are going to buy currency, it is almost always better to do so on arrival in the country you are visiting. In the UK in particular, there are all kinds of offers available with buy back guarantees and 'no fee.' But almost always they are at the expense of a non-favourable exchange rate.

But it's worth considering if you even need to get cash before you leave. International airports have ATM machines where you can withdraw money direct from you bank account. 9 times out of 10 this will be cheaper than exchanging first as you will get a better rate of exchange from a bank. But do check before you travel if you will also be charged a fee for a withdrawel abroad. If you do it'd better to limit the number of withdrawals you make. Don't be tempted to draw cash on your credit card. This is always a very expensive option because in addition to the fees, you will be charged interest from the moment that money reaches you. Some pre-paid 'cash account' cards can be very useful though. I personally use one issued in UK by Caxton FX. With these you pre-load the card with cash before you leave. A little like purchasing old fashioned travellers cheques. It's not possible to spend more than you have and they are accepted workwide as they carry the visa or mastercard symbol. Exchange rates are usually good and there is no risk to your bank account or credit card security should you lose it.